CLAIMS SERVICES

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All claims are handled in house from the dedicated estimators and specialist to help achieve the maximum possible results for your claim.

Tropical windstorms, thunderstorms, tornadoes, hurricane and floods, in Florida you’re bound to run into mother nature’s fury. It’s a well-known fact that Florida’s tropical climate and its proximity to water makes for seasonal disaster; hurricane season. As a home owner, hurricane damage is the greatest threat to your safety and the stability of your residence. We act quickly to restore your residence and your life back to its normal state while saving you the chaos and trouble of the claims process.   Prone to some of the fiercest Hurricanes in history. South Florida is known to be a major culprit costing billions of dollars in property damage to the Miami Dade, Broward and West Palm Beach areas. The severity of these storms cause insurance companies to take drastic measures towards coverage in their policies. It is important for property owners and business owners to have a public adjuster guide you through the steps to recovery when facing hurricane damages, Assuring every penny is accounted for.

  • Tornados
  • Torrential rain
  • Hurricanes
  • Hail storms
  • High winds

 

 

Fire damage claims range from small scale fires such as kitchen fires to entirely burned down structures or worse. It’s not a simple task to mitigate damages caused by fire due to carbon monoxide traveling through the air. Carbon monoxide is an odorless but toxic gas that pollutes the air and can damage the lungs. Because of the unpredictability of a fire damage site, it’s truly best to leave these tasks to the professionals. Apart from deadly fumes and thick smoke, fires may have died down from the initial flames but it is not uncommon for cinders and hidden fires to re-ignite and further damage your property or threaten your safety. If you have a fire related emergency, call us now at (407) 201-7699 If you have suffered from a fire damage in your property you want to hire the best public adjuster in Florida. Call Florida public Adjusting today. Other types of property damage.

  • Torrential rain
  • Hurricanes
  • Hail storms
  • High winds

 

Water damage can strike just about anywhere, and at any time. As a Florida property owner, there are many different types of water damage you can encounter, including:

  • Frozen pipes leaking or bursting
  • Refrigeration appliance leaks
  • Sewage overflow or backup
  • Roof leak where rain, snow, or other precipitation has entered
  • General plumbing mishaps

Water damage can be quite common, and will ruin wood fixtures, electronics, flooring, carpet, furniture, baseboards, finishings, and bedding. Losses due to water exposure are in fact so prevalent that the insurance industry has reported them to be the most frequent claim type they see. Here is a list of common water damage claims, per insurance company reports:

  • Leaks due to roof and/or shingle damage
  • Ceiling damage
  • Sewer Line Damage
  • Water heater bursts
  • Broken drain lines
  • Broken supply lines
  • Broken angle stops
  • A/C Unit leaking

If you leave in south Florida a water damage in Miami is quite usual and can appear quite often

Sinkholes are the result of water collecting underground without some sort of external drainage mechanism. As the water collects, it erodes the bedrock and creates underground spaces. 

Some sinkholes may develop without warning, while there may be several signs before others develop. Those occurring on the outskirts of a commercial property may go unnoticed and create specific structural issues for buildings.

Ruptured sewer lines contribute to some urban sinkholes, but generally they are a naturally recurring phenomenon characterized by sudden settlement or collapse of land. They usually occur when underground water or seismic activity creates voids or chasms underneath the surface of the earth. When topsoil becomes heavy with rainwater, is subject to some other stressor, or there is gradual groundwater erosion, the surface collapses into the void, and a sinkhole forms and swallows whatever was sitting on top of it.

 

Areas built on soft rock, such as limestone, and near underground aquifers are particularly susceptible to sinkholes. While they are found all over the world, the area’s most at risk in the United States are in Florida along what many call Sinkhole Alley, representing Hillsborough, Pinellas, Pasco, & Hernando Counties.

What causes sinkholes?

Sinkholes are the result of water collecting underground and lacking external drainage of some sort, according to the U.S. Geological Survey (USGS). As the water collects and circulates, it slowly erodes the bedrock and creates caverns and underground spaces.

 

Water can erode just about anything given enough time, but soluble minerals and rocks, like evaporates (salt, gypsum) and carbonates (limestone, dolomite), are particularly vulnerable and can be worn away more easily than some other types of rocks and minerals.

Over an extended period, these caverns grow until the top layer of the ground is no longer supported, then it opens up and swallows anything sitting there, creating a sinkhole.

Adding additional weight on the surface, through structures or even heavy rainfall, can break the top of a cavity and create a sinkhole.

   

Mold simply requires moisture to grow. Florida’s humid climate is the perfect environment for mold not only to grow, but thrive. This can really be a problem for homeowners and property owners in general, especially during hurricane season. Dark and damp corners as well as surrounding areas are areas vulnerable to mold growth, as well as any water damaged or flood damaged areas. If your property has been damaged by water or flood damage avoid encouraging mold growth and mold damages by mitigating the damages. Call us now at (407) 201-7699 to schedule a free inspection and receive assistance in mitigating damages, filing a mold damage claim, getting in contact with mold damage experts and other experts who offer services relevant to your claim. If you have a mold related emergency, call us now at (407) 201-7699 Mold Damage Tips Early action is the number one defense against mold damages as mold can pose a health threat to infants and those sensitive to infection. Symptoms can include irritated nasal passage, throat, eyes, skin, and gums. In favorable conditions Mold will begin to grow within 24 hours and spreads through spores which get circulated with air conditioning units. Call us as soon as you have detected mold on your property, or if you have experienced recent water or flood damage. Mold Damage insurance claim needed to be filed when the following appear :

  • Ceiling damage
  • Water heater bursts
  • Broken drain lines
  • Mold damage
  • Broken angle stops
  • A/C Unit leaking

 

Flood damage can devastate a property, and is generally one of the most costly damage types a property owner will face. A flood is loosely defined as “an excess of rising water on land that is normally dry.” The most common causes of flood that can damage a property include:

  • Heavy rains
  • Thawing snow
  • Storm Surges
  • Flash flooding
  • Broken Levees
  • Overflowing Rivers

Although the causes are different, flood damage essentially results in water damage, which is covered on our water damage claim page. Flood damage can result in many thousands of dollars in losses for a property owner, so it’s important to take action immediately to begin the recovery process.

  • Ceiling damage
  • Water heater bursts
  • Broken drain lines
  • Broken angle stops
  • A/C Unit leaking